In Ohio, you’re required to carry a minimum amount of auto insurance. State law mandates you have:
But this is only for liability coverage, and doesn’t include other accidents and problems you might experience on Ohio highways.
The truth is the required minimum amount is much too small to cover the real expenses of an accident if you’re at fault. In a single accident with major damage and injuries, you’re looking at much higher prices than the minimum amounts will cover. In Ohio, you’re required to pay a victim’s medical expenses if you’re at fault in an auto accident, no matter how much they are.
Considering how expensive it is to see a doctor, not having the right amount of auto insurance could be financially devastating. You’ll still owe the medical costs, even if you run out of insurance coverage.
We’ll help you find the right Ohio auto insurance policy to fit your budget and your life. Whether you’re at fault or the other driver is, we’ve got your back.
Liability: For bodily injury and property damage, you need much more than the state minimum. A better recommended amount is $100,000/$300,000/$50,000. This will provide much better liability coverage.
Comprehensive: Your vehicle will be covered in non-auto accidents like fire, theft, vandalism, or a crash involving an animal.
Collision: When you’re in an accident with another vehicle, you’ll be able to get your own vehicle repaired, regardless of who’s at fault.
Uninsured/Underinsurance motorist: Not everyone carries enough auto insurance in Ohio. If you’re hit by someone like this, you won’t have to worry about how your medical expenses and property damage will be paid.
No matter how safely you drive, anything can happen. Protect yourself and your family from other drivers and everything else that can happen out on the road no matter where you go, in Ohio and around the country.
Contact us today or fill out the form for a free quote.