Ohio Flood Insurance

Whether you live near the Ohio River or you just pay attention to the news, you know that flooding is at an all time high in recent years. Rivers crest, flash floods hit different parts of the state, and once the waters recede, devastation is all that’s left.

According to the Federal Emergency Management Agency (FEMA) floods occur in every region of the United States and strikes frequently in low or moderate risk areas In fact, 90% of all natural disasters in the U.S. involve some type of flooding.

Flood Insurance Basics

Most flood insurance is administered through the federal government, but here at Bickle Insurance we offer coverage through private companies as well.

  • Most homeowner’s insurance policies don’t cover flood damage. You have to buy specific flood insurance that.
  • Flood insurance is only required by your lender if your property is in a high-risk flood zone. Unfortunately, flood damage can still occur in low risk zones and it’s important to evaluate your specific situation.
  • Flood damage to your car is covered under comprehensive or “other than collision” on a standard auto insurance policy.

What you need to know about Ohio flood insurance:

  • The only time a flood insurance policy begins immediately is if you’re buying a new home with a mortgage and your lender requires flood insurance.
  • For everyone else, there’s a 30 day waiting period until your flood insurance kicks in. Buy a policy as soon as possible so you’re covered before a flood strikes.
  • If your local community participates in flood-mitigation plans, you may be eligible for a discount on your Ohio flood insurance premiums.

We’ve all seen what a flood can do — in New Orleans, in Houston, and right here in Ohio. Protect your home and your family with an Ohio flood insurance policy and get back on your feet as soon as possible. Contact us today or fill out the form to request a free quote.

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CONTACT US

BICKLE INSURANCE SERVICES

ATHENS

95 COLUMBUS RD, ATHENS, BELPRE
OH 45701
United States (US)
Phone: (740) 593-7311
M-F: 8:30AM – 4:30PM
SA-SU: CLOSED

BELPRE

1907 WASHINGTON BLVD,
BELPRE, OH 45714
United States (US)
Phone: (740) 423-9541
M, T, W, F: 8:30AM – 4:30PM
TH, SA, SU: CLOSED

MCCONNELSVILLE

167 S KENNEBEC AVE,
MCCONNELSVILLE, OH 43756
United States (US)
Phone: (740) 962-6337
M/W/F: 8:30AM – 4:30PM
TU/TH: BY APPOINTMENT
SA-SU: CLOSED
  • ATHENS
  • BELPRE
  • MCCONNELSVILLE