What’s your preferred way to relax and unwind on your days off? Riding your motorcycle down the Triple Nickel? Taking your boat out onto the Ohio River? No matter how you like to play in and around Ohio, we can help protect your toys and vehicles. Powersports insurance offers customizable coverage based on the equipment you own, whether you’ve customized it, and how you use it.
What’s included in powersports insurance?
Basically, if it’s not a typical vehicle you use to commute to and from work, drive the kids to school or travel in, it may be eligible for powersports insurance coverage.
What’s covered in an Ohio powersports insurance policy?
Every type of vehicle or equipment has its own unique needs for insurance coverage, but all can be protected with certain basic coverages.
Liability: If you cause an accident that results in injury or property damage, you’re responsible for paying. Liability insurance coverage will pay the costs up to your policy limits.
Collision: If you get into an accident with a pole, an animal or and object, your damage will be covered. This is a lot like collision insurance you have for your personal vehicle. For powersports, helmets and other equipment used may also be covered.
Comprehensive: If your powersports vehicle is damaged in a covered peril like theft or a fire, the damage will be repaired or you’ll be able to replace your vehicle.
Uninsured/underinsured motorist: Just like auto insurance, if you get into an accident with someone who doesn’t have enough or any insurance, it keeps you from having to wait for compensation or needing to pay out of pocket to cover repairs or replacement of your vehicle.
Custom equipment: Did you trick out your bike or ATV? Add custom equipment to your RV or boat? You can purchase specific insurance coverage for these additions to repair or replace parts, accessories, and even your custom paint job.
These are just the basic protections offered by an Ohio powersports insurance policy. Each of your vehicles can also have specialized coverage to protect your toys and the investment you’ve made. Before you get hit the open roads or waterways, make sure you’re covered.
Contact us today or fill out the form to request a free quote!