If you’ve just graduated college or moved out of your parents home and are renting your first apartment, congratulations, you’ve finally made it! If you’re a long-time renter who loves the freedom that renting provides, good for you! No matter what your reason for renting may be, there’s one thing you need to remember:
Make sure you protect your personal belongings with a good Ohio renters insurance policy.
In Ohio, the law does not require you to carry insurance as a renter, but your landlord might. Even if it’s not required, renters insurance is a good idea.You don’t have to spend too much money or buy a terrible policy. For less than $20 per month you’ll be fully protected with a good, solid renters insurance policy that will be there when you need it.
Why do you need Ohio renters insurance?
Beyond “because your landlord said so,” renters insurance helps you replace your personal possessions after a fire, theft, or other disaster. If you’re relying on your landlord’s insurance to cover you, think again. Their insurance only takes care of the building and their belongings. With no insurance of your own, you’re left out in the cold.
What does an Ohio renters insurance policy cover?
If you’re still not sure you need an Ohio renters insurance policy, imagine replacing all of the following at the same time:
Your smartphone, your laptop, desktop computer, TV, all of your clothing, jewelry, furniture, college textbooks, and more.
Considering the cost of a smartphone can top $1500, a renters insurance policy that costs about $240 per year is a great deal by comparison.
As a renter, make sure your stuff is protected with a good renters insurance policy. Don’t let one bad accident ruin you financially. Contact us today or fill out the form to request a free quote.