We all want to believe that any insurance policy will be enough coverage in the worst of times, especially those big, scary accidents we never saw coming. Unfortunately, that’s not always the case, and standard insurance policies aren’t enough for most devastating accidents.
From accidents in your home to accidents on Ohio roads, the costs can be astronomical when you’re liable. You can’t prevent every accident, but you can be prepared.
That’s why you need an Ohio umbrella insurance policy. In Ohio, umbrella insurance offers additional liability protection for big accidents you can’t predict.
How does it work?
Your home and auto insurance policies include liability coverage for property damage or bodily injuries that you’re responsible for in some way. When a claim is filed, your insurance will pay out the claim up your policy limit. But if that’s not enough insurance, an Ohio umbrella insurance policy covers the rest — up to that policy’s limit. Without umbrella insurance, you’d have to pay the difference out of your own pocket.
The cost for an umbrella policy in Ohio is minimal compared to a standard home or auto insurance policy. You can expect to pay $10 to $20 extra per month to have plenty of extra coverage.
What does an Ohio umbrella insurance policy cover?
The easy answer is any liability. But imagine a few of these scenarios…
Anytime you can be found liable for an accident, umbrella insurance may be all that stands between you and financial disaster. Protect your home and your family with an Ohio umbrella insurance policy and give yourself one less thing to worry about.
Contact us today or fill out the form to request a free quote.